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Personal Consolidation Loan
 Green Magazine's Guide to Personal Finance: A No B.S. Primer for Your Twenties and Thirties by Ken Kurson, Straight-up, jargon-free advice on personal finance for those made nauseous by the phrase "personal finance." What the hell's a stock? A bond? A mutual fund? And why do I need to know? Is it better to start investing, or pay off that lingering credit card balance? Should I borrow money to buy a bungalow? A Jaguar? A jalopy? How? What's so great about compound interest anyway? Is the price of this book tax-deductible? "The Green Magazine Guide to Personal Finance answers these questions and provides savvy, sensible money advice for anyone who doesn't want to wade through lots of b.s. Ken Kurson, editor of the critically acclaimed "Green magazine, demystifies all types of personal financial matters--investing, retirement planning, credit card debt, student loans, first-time home buying, insurance, taxes--as well as providing valuable information on learning to live within your means, dealing with deadbeat roommates or spendthrift boyfriends, and putting on a cheap wedding. Ken Kurson's engaging yet always pragmatic money-speak is enlivened with real-life examples, pie charts, comics, and dead-on humor. His advice doesn't always sound like Dad's, but it's every bit as solid. The "Green Magazine Guide is the only book that speaks to all those who are cynical, intimidated, or simply flummoxed about money matters.
 Personality Development in Individuals with Mental Retardation by Edward Zigler, By consolidating forty years of Zigler's research with the work of other major researchers in the field of personality, this book provides a single resource for students, researchers, and professionals working in the field of mental retardation. The basic focus is that although cognitive impairment is a defining feature, personality, emotions, and motivation play a significant role in the behavior of individuals with mental retardation. The comprehensive overview of the theory, research, and practical considerations provided in this book has relevance in identifying, educating, and integrating mentally retarded individuals into society.
Debt consolidation - Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan. Package loan - A package loan is a real estate loan used to finance the purchase of both real property and personal property, such as in the purchase of a new home that includes carpeting, window coverings and major appliances. Personal organizer - A personal organizer, day planner, or personal planner is a small book usually containing a calendar, address book, and ruled pages in which one may record notes. Paper-and-binder personal organizers are increasingly being supplanted by electronic personal digital assistants (PDAs) and personal information manager software; some personal organizers attempt to bridge the gap by featuring holders for PDAs. This Is The House - "This Is the House" was Eurythmics' third single, recorded in 1982 on the own 8-track home studio in north London, built with a personal bank loan from group member David A. Stewart's bank manager rather than record company support.
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